- Household building and/or contents (Base coverage)
- Motor (Mandatory Rider)
- Personal Accident (Mandatory Rider)
- Legal Occupier’s liability (Mandatory Rider)
Basic Features of L-HAPPy:
- It offers basic, bronze, silver, gold and platinum covers with annual limit coverages of ₦5,000,000.00, ₦10,000,000.00, ₦15,000,000.00, ₦20,000,000.00 and ₦25,000,000.00 respectively.
- Covers provided are to the limits within the bands chosen.
- Personal assets can be covered so that total assets declared could exceed the limits within the selected plan.
- Provides comprehensive cover for all your vehicles declared
- It is designed to suit the needs of all types of house occupants whether it is self-owned or rented property.
- Default cover and renewal of policy is annual but you may select a shorter cover period i.e. monthly, quarterly or semi-annually.
- Provides a collection of household assets Insurance
- Risk diversification
- Ease of premium payment and reduced costs.
- Reimbursement of expenses incurred from legal liability as a result of injury to visitor or household member
- Affordable premium rates