Personal Accident

Personal Accident

This policy covers bodily injury solely and independently of any other cause by accidental, violent, external and visible means resulting in death or permanent disablement or temporary total disablement as well as medical expenses.It is a policy which assures you of cover in the event of an accident. Accidents are unexpected but should not stop you from living. You need to get yourself protected if it does occur.
  • Flexibility to increase benefit limit (choose a plan)
  • Affordable premium rates.
  • Allows a motorcycling extension
  • The premium rates are in accordance with Motor Insurance Tariff
  • You can purchase a standard plan for as low as ₦6,000.00 and ₦7,500.00
  • You can purchase an executive plan subject to your annual earnings.
  • 24-hr coverage worldwide with no Medical Examination required
  • Capital benefits of up to ₦500,000.00 (for standard Plan only)
  • Medical expenses limit ₦100,000.00
  • Death benefit limit up to ₦500,000.00
  • Free burial expenses to the limit of ₦100,000.00
  • Permanent disability limit from ₦500,000.00
  • Temporary Total Disablement limit from ₦100,000.00
  • Please note that while 100% benefit is payable in death cases, payment on permanent disablement is payable based on the scale of compensation determined by the degree of permanent disability.
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