PRIVATE MOTOR 

Private Motor insurance provides the following types of cover:

A. Comprehensive: This covers accidental damage to the Insured’s Vehicle and also indemnity for damage to third party vehicle/property as well as third party personal injury/death by the insured vehicle. This is the widest form of cover.

B. Third Party: This cover is restricted as it covers only indemnity for damage to third party vehicle/property as well as third party personal injury/death by the insured vehicle.

C. Third Party Fire & Theft: This provides cover for accidental loss or damage to the insured vehicle arising out of fire or theft but does not cover accidental damage. The cover is also provided for all sums the insured vehicle shall be legally liable for causing accidental loss/damage to the third party property or injury/death to third party. 

For further information, please e-mail us at insure@leadway.com

FIRE INSURANCE: 

This policy covers loss of or material damage to  premises/property like Buildings and or Contents caused by Fire, Lightning and  Explosion including damage or loss arising from Special perils of Flood,  Earthquake, Tornado, Impact, Riot & strike, Malicious damage Burst Pipe,  Aircraft damage, Bush Fire, Storm etc. The cover is for both Private dwelling and Business premises.

Consequential Loss: This covers loss of Gross Profit, Wages and Auditors Fees following loss of or damage to Insured's premises/property caused by Fire & special perils.

For further information, please e-mail us at insure@leadway.com

BURGLARY INSURANCE

This policy covers loss or damage to Stock, Materials in Trade,  and all other contents caused by theft following upon or followed by Burglary or  Housebreaking accompanied by the violent and forcible entry into or out of the  premises or any attempt thereat. As in fire, policy is for both Private dwelling and Business premises.

For further information, please e-mail us at insure@leadway.com

HOUSEHOLDERS' COMPREHENSIVE 

This is designed to cover the contents of the private dwelling against the risks of Fire & Special perils, Burglary & Housebreaking or attempt threat. "Contents" means Household goods and all other personal effects, fixtures & fittings, property of the insured or of any permanent member of his household. The policy also covers damage to the Building including fixtures and fittings the property of the Insured as owner or for which he is responsible as Tenant.  Insured's legal liability to the public and Compensation for Death of insured caused by Fire or Theft are also covered up to a limit.

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