Health

Is a term that refers to a combination of the absence of illness, the ability to cope with everyday activities, physical fitness, and high quality of life. In the words of A. Cornelius Celsus, the recipe to perfect health is to:

Live in rooms full of light
Avoid heavy food
Be moderate in the drinking of wine
Take massages, baths, exercise, and gymnastics
Fight insomnia with gentle rocking or the sound of running water
Change surroundings and take long journeys
Strictly avoid frightening ideas
Indulge in cheerful conversation and amusements
Listen to music.*

It is a state of complete harmony of the body, mind and spirit…**. Good health gives the freedom just to be. Apart from the benefits of having a well balanced diet, enough exercise and rest, it is important for good health, to encourage the absence of disease with good hygiene and health practices.

There will be times however when quality healthcare and therefore an excellent healthcare cover is required to cater for disease, illness or accident. It is part of our mandate at LEADWAY to ensure that even when your health is less than perfect, we are there to provide quality service to give you peace of mind with the various options we offer to cover your health.

Health Insurance: What is it?

It is a type of insurance whereby the insurer pays the medical costs of the insured if the insured becomes sick due to covered causes, or due to accidents. Before buying health insurance, a person typically fills out a comprehensive medical history form that asks whether the person smokes, how much the person weighs, and has the person ever been treated for any of a long list of diseases.

Applicants can get discounts if they do not smoke and live a healthy lifestyle, which might encourage some people to quit smoking or make other improvements in their lifestyle. The medical history is also used to screen out persons with pre-existing medical conditions.

A health insurance policy is a legal, binding contract between the insurance company and the customer. Many insurance companies purchase re-insurance to protect themselves from a catastrophic loss due to an unforeseen event.

What Leadway offers

At the moment Leadway has a Personal Accident policy that will pay compensation as per benefits listed under the permanent disability scale of the policy including bodily injury caused solely and directly by accident, violent, external and visible means resulting in death or disablement to any of the insured person(s).

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