If you own a house, old or new, congratulations! It’s a significant achievement, and at Leadway Assurance, we’re here to help you protect it. Insuring your house is one of the smartest decisions you can make as a homeowner in Nigeria. In this article, we’ll outline 5 Easy Steps to Insure Your House in Nigeria to guide you through the process effectively.
Why should you insure your house?
Before we jump into the steps, let’s talk about why it is important to insure your house. Think about all the money and time you spent buying or building your home. Now, imagine if something bad happened, like a fire, flood, a big storm, or burglars breaking in. Without insurance like householders insurance, you would have to pay for all the damages yourself. That could be very expensive and stressful, but if you insure your house, your payout can help you fund the repairs or even rebuild your home if an unexpected or unfortunate event happens.
Now, let’s look at how you can insure your house in 5 easy steps:
Step 1: Know what you need to insure
The first step to insuring your house is to know exactly what you want to protect. Walk around your home and make a list of everything important. This includes:
– The building itself (walls, roof, floors)
– Things inside your house (furniture, electronics, clothes)
– Outside areas (fences, gates, small buildings in your compound)
When you insure your house with Leadway Assurance, our Insurance advisors can help you figure out what needs protection. We know every home is different, so we will work with you to make sure everything important is covered.
Step 2: Calculate the value of your house and things
Next, you need to know how much your house and belongings are worth. This helps us figure out how much insurance you need. Here’s how to do it:
- For the building: Think about how much it would cost to rebuild your house if it was completely destroyed. You can ask a builder or valuer to help you with this.
- For your belongings: Go room by room and estimate how much it would cost to replace everything.
Remember, when you insure your house, you want to have enough coverage to replace everything if you need to.
Step 4: Get a quote and understand the policy
After you have taken an inventory and valued all that you want to insure, it is time to get a quote. At Leadway Assurance, we make it easy to insure your house. You can:
– Visit our website and fill out a form
– Call us on +2349040760674
– Send an email to
– Come to our office to talk to someone in person
We will ask you questions about your house and what you want to insure. Then, we will give you a quote – that is how much (premium) it will cost to insure your house.
When you get your quote, we’ll also explain the policy to you. This includes:
– What is covered (what we’ll pay for if something happens)
– What is not covered (things you’re responsible for)
– How much you’ll need to pay (this is called a premium)
Don’t be shy to ask questions! We want you to understand everything.
Step 5: Buy your insurance and keep it updated
Once you are happy with the quote and understand the policy, it is time to insure your house! You can pay for your insurance in different ways:
– Bank transfer
– At our office
– Through our website
After you pay, we’ll send you your policy documents. These are important papers that show you have insured your house with us. Keep them safe!
Remember, to keep your house protected, you need to:
– Pay your insurance on time every year
– Tell us if you make big changes to your house (like adding new rooms)
– Update your policy if you buy expensive new things
Conclusion:
Don’t wait until something bad happens to think about insurance. Take action now to insure your house and protect your investment. Remember, your home is more than just a building, it is where you make memories and feel safe. Let us help you keep it that way.
Have questions about how to insure your house? Want to get started with a quote? Reach out to us today by sending an email to or call +234 9040760674 . Your safety and peace of mind are our top priorities!
