If you ask a Nigerian to share their travel checklist, chances are you may find their passport, visa, flight tickets, hotel booking, airport outfit, and even a list of places to eat.
But travel insurance is always an afterthought or, most likely, never comes to mind.
And if you ask why, you’ll probably hear things like, “What do I need it for?” “Nothing will happen to me.” or the classic, “I’m only going for a few days.”
For many Nigerian travellers, travel insurance is still something they think about only when it is required for a visa application. Yet, travel insurance can provide cover for unexpected situations that can disrupt a trip, medical emergencies, travel delays, lost baggage, and trip cancellations, depending on the policy and plan.
So, why are many Nigerians still hesitant to insure their trips?
Here are 4 fears keeping Nigerians from getting travel insurance and how Leadway Travel Insurance helps.
Travel insurance in Nigeria can feel like one more expense standing between you and your holiday. But most of the fear around it goes beyond ignorance; it comes from not knowing exactly what it does.
So, let’s clear a few things up.
- “Insurance doesn’t pay claims”
This is one of the biggest reasons some Nigerians hesitate to buy insurance.
You’ve probably heard the stories: someone paid their premium for years, something happened, and suddenly there were “terms and conditions” everywhere. So, it’s understandable when a traveller wonders, “If something happens to me abroad, will my insurance actually pay?”
The answer depends on what your policy covers and whether the claim meets the terms of that policy. Travel insurance is not a promise to pay for every problem that happens on a trip. It provides cover for specific risks, subject to the terms, limits, and exclusions of the plan you choose.
Leadway Assurance has a record of paying claims and is a reliable insurer when you file claims.
- Extra Cost
Flights. Accommodation. Visa fees. Transport. Spending money.
With so much to sort out before a trip, travel insurance can feel like just another expense. Until an unexpected event turns into a much bigger expense.
Leadway Travel Insurance provides different affordable premiums and plans, making it easy to access without extra costs. It also covers eligible incidents under your selected plan, subject to its terms, conditions, limits, and exclusions.
- “Will my travel insurance work for my visa application?”
If you’re applying for a visa that requires travel medical insurance, you want to make sure your policy meets the relevant requirements.
Leadway offers travel insurance designed for international travel, including applicable visa requirements.
- “What happens if my flight is delayed or my bag gets lost?”
Your holiday can take an unexpected turn before you even reach your hotel. Depending on your plan, Leadway Travel Insurance can provide benefits for travel delays and lost baggage, as well as trip cancellation and emergency evacuation or repatriation. This is why Leadway Travel Insurance deserves a spot on your travel checklist.
Leadway Travel Insurance provides cover for eligible travel-related situations, depending on the plan you choose.
So, while you’re sorting your visa, flights, and outfits, add one more thing to the list: travel insurance. Ready to travel with added protection? Visit www.leadway.com or send us a Dm here to get started.
