Find the best Auto Insurance plan for you
Compare the features and benefits of our Auto Insurance plans
Insure your vehicle in 2 minutes
| Car Value | ||||
|---|---|---|---|---|
| Rate | 5% | 5% | 5% | 5% |
| Third party property damage | ₦3,000,000 | ₦3,000,000 | ₦3,000,000 | ₦5,000,000 |
| Third party bodily injury and death | Unlimited | Unlimited | Unlimited | Unlimited |
| Medical expenses to insured/driver from accident | ₦50,000 | ₦50,000 | ₦75,000 | ₦100,000 |
| Passenger liability aggregate limit (per event) | ₦100,000 | ₦200,000 | ₦300,000 | ₦400,000 |
| Towing of vehicles (Inter/Intra states) | ₦40,000/60,000 | ₦40,000/60,000 | ₦60,000/80,000 | ₦70,000/100,000 |
| Authorised repair limit | ₦150,000 or 5% WIL | ₦150,000 or 5% WIL | ₦200,000 or 5% WIL | ₦400,000 or 5% WIL |
| Policy excess | Free | Free | Free | Free |
| SRC | Free | Free | Free | Free |
| Flood peril | Free | Free | Free | Free |
| Personal Effect | NIL | ₦20,000 | ₦50,000 | ₦100,000 |
| Tracking | Free (Above ₦4m Sum insured) | Free (Above ₦4m Sum insured) | Free | Free |
| Payment Frequency | Annual | Annual | Annual | Annual |
| Vehicle Types | |||
|---|---|---|---|
| Premium Rate | ₦30,000 | ₦30,000 | ₦30,000 |
| Third party property damage Limit (TPDD) | ₦500,000 | ₦500,000 | ₦500,000 |
| Third party property damage | ₦3,000,000 | ₦3,000,000 | ₦3,000,000 |
| Own damage | Covered up to limit of policy (N500,000) | Covered up to limit of policy (N500,000) | Covered up to limit of policy (N500,000) |
| Third party bodily injury and death | Unlimited but reasonable | Unlimited but reasonable | Unlimited but reasonable |
| Medical expenses to insured/driver from accident | Not covered | Not covered | Not covered |
| Towing of vehicles | Covered under limit of liability | Covered under limit of liability | Covered under limit of liability |
| Fire peril | Covered up to limit of liability | Covered up to limit of liability | Covered up to limit of liability |
| Windscreen damage (caused by unknown force of third party) | Not covered | Not covered | Not covered |
| Policy excess | Own Damage: N50,000 or 10% WIH Third Party: N2,500 or 5%WIH | Own Damage: N50,000 or 10% WIH Third Party: N2,500 or 5%WIH | Own Damage: N50,000 or 10% WIH Third Party: N2,500 or 5%WIH |
| Tracking | Not covered | Not covered | Not covered |
| Passenger liability | Not covered | Not covered | Not covered |
| Payment Frequency | Annual | Annual | Annual |
| Vehicle Types | |||||||
|---|---|---|---|---|---|---|---|
| Premium Rate | ₦15,000 | ₦20,000 | ₦20,000 | ₦100,000 | ₦5,000 | ₦3,000 | ₦20,000 |
| Third party property damage Limit (TPDD) | ₦3,000,000 | ₦5,000,000 | ₦3,000,000 | ₦5,000,000 | ₦2,000,000 | ₦1,000,000 | ₦3,000,000 |
| Third party property damage | ₦3,000,000 | ₦3,000,000 | ₦3,000,000 | ₦3,000,000 | ₦3,000,000 | ₦3,000,000 | ₦3,000,000 |
| Own damage | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered |
| Third party bodily injury and death | Unlimited but reasonable | Unlimited but reasonable | Unlimited but reasonable | Unlimited but reasonable | Unlimited but reasonable | Unlimited but reasonable | Unlimited but reasonable |
| Medical expenses to insured/driver from accident | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered |
| Towing of vehicles | Covered under limit of liability | Covered under limit of liability | Covered under limit of liability | Covered under limit of liability | Covered under limit of liability | Covered under limit of liability | Covered under limit of liability |
| Fire peril | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered |
| Windscreen damage (caused by unknown force of third party) | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered |
| Policy excess | ₦2,500 or 5%WIH | ₦2,500 or 5%WIH | ₦2,500 or 5%WIH | ₦2,500 or 5%WIH | ₦2,500 or 5%WIH | ₦2,500 or 5%WIH | ₦2,500 or 5%WIH |
| Tracking | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered |
| Passenger liability | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered |
| Payment Frequency | Annual | Annual | Annual | Annual | Annual | Annual | Annual |
| Vehicle Types | |||
|---|---|---|---|
| Premium Rate | ₦30,000 | ₦30,000 | ₦30,000 |
| Third party property damage Limit (TPDD) | ₦500,000 | ₦500,000 | ₦500,000 |
| Third party property damage | ₦3,000,000 | ₦3,000,000 | ₦3,000,000 |
| Own damage | Not covered | Not covered | Not covered |
| Third party bodily injury and death | Unlimited but reasonable | Unlimited but reasonable | Unlimited but reasonable |
| Medical expenses to insured/driver from accident | Not covered | Not covered | Not covered |
| Towing of vehicles | Covered under limit of liability | Covered under limit of liability | Covered under limit of liability |
| Fire peril | Not covered | Not covered | Not covered |
| Windscreen damage (caused by unknown force of third party) | Not covered | Not covered | Not covered |
| Policy excess | ₦2,500 or 5%WIH | ₦2,500 or 5%WIH | ₦2,500 or 5%WIH |
| Tracking | Not covered | Not covered | Not covered |
| Passenger liability | Not covered | Not covered | Not covered |
| Payment Frequency | Annual | Annual | Annual |
Other insurance categories to explore