Includes but not limited to:

Your Vehicle’s license

A valid ID

Completed proposal form (Hard copy or e-copy) if you’re not buying via the website or mobile app.

Includes but not limited to:

Q. Is the premium the same for all types of vehicles??

A. The premium is the same for both sedan/saloon vehicles and SUVs. However, other types of vehicles, such as buses, motorcycles, tricycles, vans, tractors, and more, have different premiums as stipulated by NAICOM. Click ‘Buy Now’ to view the premium for your selected vehicle type.

Q. Can I pay my premium in instalments?

A. Yes, the premium can be paid Quarterly, Bi-annual, annual (terms and condition apply)

Q. Is my insurance certificate still valid if I buy this policy online?

A. Yes, the insurance certificate you will get when you buy this policy on any of our official/verified digital platforms is 100% valid. Please send an email to to verify any information.

Q. Will my car be fixed if there’s an accident?

A. This policy does not cover your own vehicle, it only covers third party liabilities.

Q. Which other plan can I take so my vehicle will be covered as well?

A. Our Comprehensive Auto Insurance plan ensures you’re fully covered. You can also opt for any of our other Third-Party plans that offer limited cover to your own vehicle. See the product pages for details.

Q. If there’s an accident but I’m not at fault will my insurance still cover the third party?

A. Yes, we will pay claims if there was a collision with your vehicle

Q. Can I still buy this plan if my car is used for business purposes and is the premium the same as personal-use cars?

A. Yes, you can, but we recommend opting for comprehensive insurance as it provides complete protection for your vehicle and covers third-party damages. PLEASE NOTE that the premium for commercial vehicles is different.

Q. Can I still buy this plan if my car is used for business purposes and is the premium the same as personal-use cars?

A. Yes, you can still get this plan for commercial vehicles, however the rates are different from that of private-use vehicles and premium depends on the nature of vehicle usage and the risks involved. Request a call-back via www.leadway.com/call-me or send an email to for further information.

Q. How do I get further information?


A. Go to our ‘Contact us’ page and explore any of the channels there to contact us. You can also tap on our ‘Live chat’ feature to chat with a representative now.