Protects you against loss or damage to property caused by theft that involves the forcible and violent breaking into or out of the premises
The property covered by this policy includes furniture, fixtures and fittings, equipment and electronics.
You can buy this insurance for both residential and non-residential premises.
The policy’s standard free limits are:
– For damage to means of entry: ₦50,000
– For all other contents not specifically insured: ₦50,000
– For contents temporarily removed from premises excluding stock: 10% of total sum insured. You can, however, increase these sums for an additional premium
Duly filled proposal form (hard or e-copy)
Valid means of identification
Passport Photograph
Q: What does Burglary and Housebreaking Insurance cover?
A: It covers loss or damage to items described in the insured property due to theft involving forcible entry or exit.
Q: What is not covered under Burglary and Housebreaking Insurance?
A: The policy does not cover:
- Glass breakage.
- Fire or explosion damage.
- Theft by the insured’s staff or an accomplice.
- Loss due to larceny or unexplained disappearance.
- Damage from radiation, nuclear fuel, or nuclear weapons.
- Items already insured under another policy unless stated otherwise.
- Losses if security measures are reduced without the insurer’s consent.
- Losses due to war, invasion, rebellion, riots, strikes, military takeover, or looting.
- Losses when a residential property remains unoccupied for more than 21 days in a year.
Certain items, including livestock, money, cheques, mobile phones, jewelry, legal documents and other valuables.
Q: Where am I protected?
A: Coverage applies within the building premises stated in the policy.
Q: When does Burglary and Housebreaking Insurance Protection start and end?
A: It starts when you pay the premium (no payment, no cover) and ends when the paid premium period expires (e.g., 3 months, 6 months, or yearly).
Q: How do I cancel the contract?
A: Send a cancellation request to .
Q. When do i pay?
A. Payment for your Burglary and Housebreaking Insurance at Leadway is made at the time of purchase, and subsequently at renewal periods. Which can be annually, every six months, or every three months.
Q. How do i pay?
A. To make payment, visit – https://www.leadway.com/payment-options and send evidence of payment through an email to .
Q: What should I do if something happens that might result in a claim?
A: You need to notify Leadway immediately, and within 30 days of the incident.
Q: How do I notify Leadway about a potential claim?
A: You can do so in two ways:
Visit the Leadway claims center online at: https://www.leadway.com/claims-center/
Send an email to:
Q: What documents do I need to submit for my claim to be processed?
A: You’ll need to provide the following:
- A completed claim form.
- Photographic evidence of the incident or damage.
- An estimated cost of the items damaged or lost.
- A police report if the incident involves house burglary or robbery during transit.
Q: How do i get paid for my claim?
A: Once you’ve submitted all the required documents, Leadway will review them, adjust the claim amount if necessary, and make you an offer based on your policy terms and conditions.
Q: How quickly will I get paid if my claim is approved?
A: After you accept the offer, Leadway will pay your claim within 48 hours.
