Travelling for Business, Pleasure or Studies

 

PREMIUMGOLDECONOMYSCHENGENAFRICASTUDENTLITE
TERRITORY OF COVERAGEWORLDWIDEWORLDWIDEWORLDWIDEEUROPEAFRICAWORLDWIDEWORLDWIDE
EMERGENCY MEDICAL AND RELATED EXPENSES
Cover for Emergency Medical & hospitalization expenses Including Emergency Medical Examinations abroad$150000 excess $ 100$50000 excess $100$35500 excess $50$45500 excess $50$15000 excess $50$60000 excess $100$50,000.00
Medical transportation, Evacuation and Repatriation$150,000.00$50,000.00$35,500.00$35,500.00$15,000.00$30,000.00$30,000.00
Body repatriation in case of death$15,000.00$10,000.00$2,000.00$6,000.00$5,000.00$15,000.00$30,000.00
Repatriation of the close relatives beneficiariesReal FeesReal FeesNILReal FeesReal FeesReal FeesNIL
Escort of a beneficiary who is less than15 years oldReal FeesReal Fees NILReal FeesReal FeesNILNIL
Cover for emergency dental expenses abroad$500 excess $70$400 excess $60$400 excess $60$300 excess $50$400 excess $50NIL
Sending medicine abroadService OnlyService Only NIL NIL NILService Only NIL
Travel ticket for a family member1 Eco Ticket x11 Eco Ticket x1 NIL1 Eco Ticket x11 Eco Ticket x11 A/R eco class airline ticket NIL
Emergency ReturnReal FeesReal FeesReal FeesReal FeesReal FeesNILNIL
Presence on site if death$100 per day max $1000$85 per day max $850$85 Per day max $850NILNIL NIL NIL
max $850max $850
Travel of one employee of the same company$5,000.00$3,000.00NIL$3,500.00No CoverNILNIL
Hospital Cash Benefits$25 per day  Max $250$15 per day  Max $150NILNIL$15 per day  Max $ 150NILNIL
BAGGAGE AND PERSONAL DOCUMENTS
Compensation in delay of luggage arrival (12 Hrs)$1,000.00$500.00$150.00$150.00NIL$500.00 NIL
Location and sending Luggage to Students -$500.00NIL
Additionnal compensation if loss of luggage$500 per bag$250 per bag$150 per bag$150 per bag NIL$ 500 per bag$ 25.00 Per bag(40kg)
Max $1000Max $ 500Max $ 300Max $ 300Max $ $1000
Loss or theft of personnal documents$ 500.00$ 500.00$ 300.00$ 300.00$ 300.00$ 300.00 NIL
ATM Assault$ 1,000.00$ 500.00 NIL NIL$ 300.00 NIL NIL
TRAVEL INCONVENIENCES
Cancellation$ 1,000.00$ 500.00$ 250.00$ 250.00 NIL  NIL$ 1000.00
Curtailment$ 1,000.00$ 500.00$ 250.00$ 250.00 NIL  NIL NIL
Compensation in the event of flight delay$ 600.00$ 400.00 NIL$ 200.00 NIL  NIL NIL
Missed departure$ 1,000.00$ 500.00 NIL$ 200.00 NIL  NIL NIL
LEGAL ASSISTANCE ABROAD
Lawyer’s expenses$ 5,000.00$ 2,000.00 NIL NIL NIL$ 2,000.00 NIL
Advance for bail$ 10,000.00$ 4,000.00 NIL NIL$ 2,000.00$ 2,000.00 NIL
TRAVEL ASSISTANCE
Pre-Travel infoService OnlyService Only NILService OnlyService OnlyService Only NIL
International AssistanceService OnlyService Only NILService OnlyService OnlyService Only NIL
Consular referralService OnlyService Only NILService OnlyService OnlyService Only NIL
Emergency travel & accommodation arrangementService OnlyService Only NILService OnlyService OnlyService Only NIL
HIJACK
Hijacking in means of public transport$ 250 per hour  up to $ 10 000 NIL NIL NIL NIL$ 250 per hour  up to $ 10 000 NIL
PERSONAL ACCIDENT
PA accidental death in means of public transportation$ 50,000.00$ 25,000.00$ 10,000.00$ 35,500.00$ 15,000.00$ 10,000.00$ 15,000.00
Permanent disability in means of public transportation$ 10,000.00$ 10,000.00 $ 10,000.00 $ 10,000.00 $ 10,000.00% of principal  sum as /scale NIL
Permanent total disability in means of public transportation$ 50,000.00$ 25,000.00$ 10,000.00$ 35,500.00$ 15,000.00$ 10,000.00 NIL
PERSONAL LIABILITY
Personal Liability (Excess $ 150)$ 50,000.00$ 25,000.00$ 10,000.00$ 25,000.00$ 20,000.00$ 20 000 NIL

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