WHAT WE OFFER

You’ve put your home together the way you want it, comfortable and perfect. Let’s help you keep it that way. Or you have invested in real estate and built homes for business, let’s help you protect yourself and your property. Home Flexa is a flexible insurance product designed to cover you against the risk of property loss, property damage and accident that causes bodily injury. This insurance product is designed to be flexible for everyone and comes with a hospital cash benefit and burial expense benefit in the event that a family member is lost.

DETAILS

In the case of a claim which amounts to a low cost in the cover period, part of the premium paid will be returned to you which can serve as a discount for you in the following year’s premium.

For private health plans, repayment takes place only if you have obtained treatment at a mission, Federal or State Government hospital. Please note: Treatment received at a private hospital is not covered by this policy and repayment will not be made.

Household members covered for medical expenses by this policy include only your spouse and your children. If you are not married, you can add a second person on your policy.
This policy attracts an ‘Excess’. The excess which varies with different plans, is the amount deducted by the insurance company from the amount of your loss. For example, if you claim a loss of N20,000 and your ‘excess’ is N1, 000, the amount payable to you is N19, 000.

BENEFITS

  • Enjoy insurance cover totaling up to as much as N500,000

  • With a monthly payment of N1,074, you get entitled to:
    – N125,000 cover for household items
    – N200,000 for death or disability
    – Medical cover of N20, 000 for out-patient and N40, 000 for in-patient
    – A fixed payment of N65,000 for funeral expenses

  • You get compensation for loss or damage to your belongings (while kept at home) caused by the following:
    (1) Fire
    (2) Burglary
    (3) Enemy damage
    (4) Impact from an object
    (5) Strike & Riot
    (6) Flood & Storm
    (7) Lightning
    (8) Limited Explosion
    (9) Earthquake

  • In the event of disability or death from an accident happening to either you or your spouse, compensation can also be paid to the family. (Disability: Limit of N200,000 Death: Fixed payment of N200,000)

  • If you, your spouse or children obtain treatment at a mission, Federal/ State government hospital, the company will pay: Reimbursement for hospital visits (out-patient) and a cash contribution if admitted for hospitalization (in-patient).

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CLAIMS PROCESS

  • Documentation: Upload all necessary documents depending on the kind of claim it is.

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  • Processing: Claim is received and processed.
  • Settlement: Claim is settled on confirmation.
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WHY LEADWAY?

Capacity to pay claims: In the past five years we have paid over N92 billion in claims. Solid financial reputation: With an asset base of over N270 billion, we remain Nigeria’s strongest insurer. Easy Claims Settlement: We tell no stories when you make claims, we pay imediately your claim is verified. Customer Care: Our customer service representatives are always available to attend to your inquiries.

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