L-HAPPy includes:

  • Household building and/or contents (Base coverage)
  • Motor (Mandatory Rider)
  • Personal Accident (Mandatory Rider)
  • Legal Occupier’s liability (Mandatory Rider)

Basic Features of L-HAPPy:

  • It offers basic, bronze, silver, gold and platinum covers with annual limit coverages of ₦5,000,000.00, ₦10,000,000.00, ₦15,000,000.00, ₦20,000,000.00 and ₦25,000,000.00 respectively.
  • Covers provided are to the limits within the bands chosen.
  • Personal assets can be covered so that total assets declared could exceed the limits within the selected plan.
  • Provides comprehensive cover for all your vehicles declared
  • It is designed to suit the needs of all types of house occupants whether it is self-owned or rented property.
  • Default cover and renewal of policy is annual but you may select a shorter cover period i.e. monthly, quarterly or semi-annually.
  • Provides a collection of household assets Insurance
  • Risk diversification
  • Ease of premium payment and reduced costs.
  • Reimbursement of expenses incurred from legal liability as a result of injury to visitor or household member
  • Affordable premium rates

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