Marine Cargo

Marine Cargo

This policy covers loss of or damage to goods from the port of origin or warehouse to the destination port or warehouse by perils of maritime nature.

The Scope of cover could be Clause A, B or C with the widest cover being Clause A and the least C.


The exclusions associated to this class of insurance are expressly contained in Institute cargo clauses (ICC).

The exclusions are contained under sections 4 – 7 of ICC (i.e. institute cargo clauses)

  • Loss, damage expense attributable to willful misconduct of the Assured.
  • Ordinary leakage, ordinary loss in weight or volume or ordinary wear and tear of the subject matter insured.
  • Loss damage or expense caused by insufficiency or unsuitability of packing or preparation of subject matter insured to withstand the ordinary incidents of the insured transit where such packing or preparation is carried out by the Assured or their employees or prior to the attachment of this insurance.
  • Loss, damage or expense caused by inherent vice or nature of the subject matter insured.

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