Competitive interest rate, benchmarked against the average savings rate of the top four commercial banks.
Minimum monthly premium is as low as N10,000, and you can pay more anytime, regardless of how much you’ve committed monthly, as long as it’s a minimum of N10,000 or above.
Flexible payment frequency (monthly, quarterly, semiannually or annually)
Get your account statement anytime on our website or by sending an email to
Minimum policy term is 3 years. Perfect for savings towards goals you’ve set for the nearest future.
Optional cover for Accidental Permanent Disability and/or Critical Illness is available.
Valid means of identification
Duly completed proposal/KYC form (for offline purchases)
Q: How is the Policy different from a usual bank savings product?
A: Over and on top of your savings account, the policy offers you cover against death, critical illnesses and accidental total and permanent disablement. The interest rate has historically been more competitive than the bank savings account rate.
Q: When can I take money out on the policy?
A: You can take a loan on the policy anytime and repay it based on the loan agreement. Partial surrenders are allowed once a year after the policy has been active for at least one year, with a minimum of N50,000 and up to 25% of the policy value. You may also fully surrender the policy at any time, subject to applicable penalties.
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