WHAT WE OFFER

This is a plan that guarantees that an individual meets future financial targets and obligations.

DETAILS

Contributions into the plan and the payment frequency will be specified by the policyholder.

Reviewable minimum annual contribution amount of N95,000.

This policy qualifies for tax relief thereby reducing your tax incidence.

Minimum policy term is 3 years, maximum policy term is 20 years or such that maturity age must not exceed 65 years.

The minimum age at entry is 18 years and the maximum entry age is such the policy ceases at age 65.

If premium/contribution payments stop under this contract, the risk component of this policy would cease (lapse) after a 30days grace period.

BENEFITS

Upon death within policy term,the target amount (sum assured) is payable and the policy terminates.
Upon Accidental Total & Permanent Disability (if chosen) within policy term, the target amount (sum assured) is payable and the policy terminates.
Upon critical illness (if chosen) within policy term, the target amount (sum assured) is payable and the policy terminates.
Upon survival to the end of the policy term (maturity), the target amount (sum assured) is payable and the policy terminates.
Upon death after the grace period, the surrender value is payable.
For active policies however, the Target (sum assured) is payable.

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CLAIMS PROCESS

Registration: Notify us of the claim via or click register your claim online here*

Documentation: Upload all necessary documents depending on the kind of claim it is.

Processing: Claim is received and processed.

Settlement: Claim is settled on confirmation.

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WHY LEADWAY?

Capacity to pay claims: In the past five years we have paid over N92 billion in claims. Solid financial reputation: With an asset base of over N270 billion, we remain Nigeria’s strongest insurer. Easy Claims Settlement: We tell no stories when you make claims, we pay imediately your claim is verified. Customer Care: Our customer service representatives are always available to attend to your inquiries.