Let’s Talk About Love, My Dear
This year’s season of love culminated in the feverish February 14 Valentine’s Day celebrations and, as is the tradition, love was freely expressed in various ways – romantic dinners, expensive gift items, weekend getaways and other romantic gestures. Millions of people worldwide go this route yearly to commemorate the day set aside to celebrate love and lovers’ devotion to one another. But, apart from these sentimental gestures, the most thoughtful and selfless gift of love would be protecting and caring for those whom you hold dear.
Whether your love gesture this Valentine’s was gifting a diamond ring, booking a romantic getaway or spending some good old quality time with your sweetheart in an exquisite restaurant or movie theatre, nothing beats saying, “I love you” to the most important people in your life by ensuring that the evidence of your love remains with them even when you are not with them. What can this eternal gift of love be? Insurance!
There is no debating the fact that not many thought of insurance as they made a bucket-list of items to procure or took initiatives to express their love this Valentine. But, thinking of it, Valentine’s is the perfect period to protect the ones you love through proper insurance planning. Why? Life can change in a heartbeat. We never know when life’s changes could take place, but what we do know is that, with insurance, we can protect those we love, should these unplanned changes occur. Below, we highlight how insurance can help you protect the ones you love:
Household Content Insurance According to a research conducted on Nigerian consumer behaviour, [i]33% of men buy expensive jewellery items for their romantic partners to celebrate Valentine’s Day, spending an average of N11,500 on gift items. Unfortunately, insuring these expensive purchases does not often come into the minds of the buyers, in spite of the widespread tales of theft, armed robbery and burglary that we see in the news media daily. Even fire outbreak, a daily recurring threat at our homes, can destroy these assets and steal your joy.
Household content insurance covers your home contents and precious jewelleries against theft, loss, damage and/or sudden disappearance. With this insurance policy, you are protected in the event of a robbery or fire incident.
Travel Insurance A romantic getaway is a lovely gesture.But we all know that travels go awry without warning. Sometimes, even the best laid out romantic trip can be disrupted or marred by delayed or cancelled flight, luggage loss, misplaced travel documents or credit card loss.Sudden illness could even arisefrom newly tried out culinary, just to mention a few instances. When travelling for a get-away, travel insurance should not be forgotten in the midst of all of the excitement. To protect yourselves against additional costs due to unforeseen circumstances, you should invest in travel insurance as a safety net against the unexpected.
Life Insurance When you love someone, the seemingly little non-material gifts leave even more lasting impressions. While you may have gone for the chocolate and roses route this Valentine, gifting a life insurance can be one of the most selfless gifts out there. Chocolates and roses will always be great gifts, but unlike these things that last for a couple of days, a life insurance policy is a gift that keeps on giving!
Life insurance makes sure your family is financially stable, ensuring that they will remain protected through any unexpected twists and turns life might throw your way. It is a selfless way of letting them know you want them to be protected even after you are gone. The financial support Life Insurance provides for your family keeps them living their current life-style without drastic changes to their day-to-day lives, even in your absence.
Leadway Assurance has for over half-a-century been at the forefront of providing insurance coverages that engender true love and happiness of Nigerians by offering financial protection as a tool for wealth sustenance. The Leadway Household Automobile and Personal Accident Policy (L-HAPPy) is an insurance plan that provides comprehensive cover for your home, its occupiers and your precious home contents. This insurance cover is suitable for all types of house occupants, whether they are the house owners or tenants. Apart from providing insurance cover for your home and its content, the L-HAPPy provides cover for personal accidents and your motor vehicles, as well as Legal Occupier’s liability cover.
So, my dear, to protect your loved ones this season, choose LHAPPy. To find out more about LHAPPy, contact Leadway Assurance on (01) 2800 700, 2800 701 and 08129997037, or send an email to Lcs@leadway.com for more details.
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[i]“83 Percent of Nigerians Celebrate Valentine’s Day – Research”, pmnewsnigeria.com, 2018.