Enjoy 24 hours coverage worldwide with no Medical Examination required.
It provides capital benefits of up to five hundred thousand naira (for Silver Plan only)
Your medical expenses is covered (up to N100,000 limit)
In the event of death the beneficiary gets up to N500,000.
Permanent disability is also covered up to a limit of N500,000.
Proposal Form
KYC
Valid Card
Q. What is covered under the Personal Accident Plan?
A. It covers Accidental death, accidental permanent disability and medical expenses from accidents.
Q. Are their geographical limits to coverage?
A. Coverage applies anywhere within Nigeria.
Q. Are all accidents covered??
A. No. Exclusions include:
Q. Does the plan cover accidents while under the influence of alcohol?
A. No. Injuries caused by intoxication (unless medically prescribed) are excluded.
Q. Are pre-existing conditions covered?
A. No
Q. Cover Limit?
A. As stated in your policy document
Q. When does coverage begin/end?
A. Starts: When full premium is paid. Ends: Policy expiration or premium lapse. Renewal: Yearly.
Q. Where am i protected?
A. Anywhere within Nigeria.
Q. How can I cancel my policy?
A. Email a cancellation request to .
Q. What do i need to do if an insured loss occurs?
A. The notification of loss should be sent immediately to :
Medical certificates of cause of death (for death claims).
Completed claim form + hospital bills/receipts.
Medical report + Valid ID/KYC forms of beneficiaries.
BVN slips (deceased and beneficiary).
Q. How do i get paid for my claim?
A. Once all claim documents have been submitted and the claim has been reviewed in line with policy terms and conditions, offer, acceptance and payment are completed within48 hours.
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