WHAT WE OFFER

Personal Savings Plan is designed to meet your protection and savings need by providing a lump sum benefit in the event of the policy holder dying, contracting a covered critical illness or sustaining a disability owing to an accident, during the policy term.

DETAILS

Minimum monthly contribution of N20,000.

Accumulation of interest on contributions.

The minimum policy term is 3 years and maximum policy term is 20 years.

This product qualifies for tax exemption as long as their no withdrawal prior to turning 50 years old.

Minimum entry age is 18 years, maximum age at entry is such that the policy ceases at age 65 for Life and Accidental Permanent Total Disability cover and age 60 for cover including critical illness.

BENEFITS

Payment of accumulated amount, upon survival to the end of the policy term.
Payment of accumulated amount at the time of claim and the life cover sum assured is payable should death occur during policy term.
Optional benefit include payment of sum assured plus accumulated amount (as at time of a claim) in the event of accident leading to disability cover by the policy or illness covered by the policy.

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CLAIMS PROCESS

Registration: Notify us of the claim via or click register your claim online here*

Documentation: Upload all necessary documents depending on the kind of claim it is.

Processing: Claim is received and processed.

Settlement: Claim is settled on confirmation.

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WHY LEADWAY?

Capacity to pay claims: In the past five years we have paid over N92 billion in claims. Solid financial reputation: With an asset base of over N270 billion, we remain Nigeria’s strongest insurer. Easy Claims Settlement: We tell no stories when you make claims, we pay imediately your claim is verified. Customer Care: Our customer service representatives are always available to attend to your inquiries.