Includes but not limited to:
Covers partial damage to your own vehicle up to ₦2,000,000.
Covers damages to the other person’s (third party) vehicle or property up to a limit of 3 million naira.
Minimum premium of ₦30,000 only
Vehicle’s license
A valid ID
Completed proposal for (Hard copy or e-copy) if you’re not buying via the website or mobile app.
Includes but not limited to:
Q. Is the premium negotiable?
A. The Autobase plan is a pre- priced product, and the premium is fixed.
Q. Can I increase the cover on my own vehicle and pay more?
A. No, you can’t. We suggest you opt for our Comprehensive Auto Insurance plan instead to enjoy full coverage on your own vehicle.
Q. Will this plan cover my car if it gets stolen?
A. No, this plan covers only accidental damage to your vehicle
Q. Does this plan cover flood damage?
A. Yes it does.
Q. Can I switch to Comprehensive Insurance before my policy expires?
A. Switching is not an option, but you can opt for comprehensive insurance while your current policy is still active.
Q. Can I still buy this plan if my car is used for business purposes and is the premium the same as personal-use cars?
A. The Autobase plan is designed to cover private vehicle only.
Q. How do I get further information?
A. Go to our ‘Contact us’ page and explore any of the channels there to contact us. You can also tap on our ‘Live chat’ feature to chat with a representative now.
Q. What does policy excess mean in simple words?
A. Policy excess is the amount of money you have to cover out of pocket when you make an insurance claim.
| BENEFITS | Bronze Buy Now | Silver Buy Now | Gold Buy Now |
|---|---|---|---|
| Premium | N30,000 | N35,000 | N60,000 |
| Third Party property Damage | N3m | N3m | N3m |
| Third party bodily injury & Death | Unlimited | Unlimited | Unlimited |
| Own damage Limit | N1m without accompanied 3rd Party | N1m without accompanied 3rd Party | N2m without accompanied 3rd Party |
| Fire | Limit – N500,000 | Limit – N500,000 | Limit – N1,000,000 |
| SRCC | limit – N250,000 | limit – N250,000 | limit – N250,000 |
| Flood | limit – N250,000 | limit – N250,000 | limit – N250,000 |
| Windscreen Damage | limit – N50,000 | limit – N50,000 | limit – N50,000 |
| Towing Limit | limit- N20,000 | limit- N20,000 | limit- N20,000 |
| Medical Expenses | limit- N100,000 | limit- N100,000 | limit- N100,000 |
| Excess | N25,000 or 10% of claim whichever is higher | N30,000 or 10% of claim, whichever is higher | N50,000 or 10% of claim whichever is higher |
| Types of Vehicle Covered | Private vehicles only | This plan provides cover for private vehicles like buses for school, staff, ambulances (excluding fare paying passengers). The maximum limit of passengers for such vehicles/buses is 16 seaters. | This plan provides cover for private vehicles carrying goods only. The policy covers only small and medium goods carrying vehicles e.g pickup and vans |
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