Includes but not limited to:

Vehicle’s license

A valid ID

Completed proposal for (Hard copy or e-copy) if you’re not buying via the website or mobile app.

Includes but not limited to:

Q. I don’t understand the premium. What do you mean by 60% of the annual premium?

A. The annual premium for a comprehensive insurance is 5% of your vehicle’s value in Naira, for this plan, your premium is just 60% of that 5%. For further clarification, please request a call-back at www.leadway.com/call-me or explore other options on our ‘Contact Us’ page.

Q. Can I switch to Comprehensive Insurance before my policy expires?


A. Yes, you can switch to comprehensive insurance

Q. To what extent is my vehicle covered in the event of fire and/or theft?

A. Your vehicle is covered for fire and/or theft to the extent specified in your policy (vehicle value). Typically, this means that if your vehicle is stolen or damaged due to a fire, the insurance company will pay for the repair or replacement of your vehicle to the coverage limit stated in your policy.

Q. Can I still buy this plan if my car is used for business purposes and is the premium the same as personal-use cars?

A. Yes, you can, but we recommend opting for comprehensive insurance as it provides complete protection for your vehicle and covers third-party damages. PLEASE NOTE that the premium for commercial vehicles is different.

Q. How do I get further information?


A. Go to our ‘Contact us’ page and explore any of the channels there to contact us. You can also tap on our ‘Live chat’ feature to chat with a representative now.