Travelling abroad is exciting, but it can also be risky. Think of unplanned medical emergencies, cancelled flights, or even baggage loss. That’s why Travel Insurance is essential. 

At Leadway Assurance, we want to make sure you are protected on all your trips. This guide will walk you through everything you need to know about Travel Insurance in 2024, step by step.

What is Travel Insurance?

Travel insurance is a special type of protection you can buy before you go on a trip. It helps you if something goes wrong while you are on your trip. It covers a whole lot of unpredictable emergencies by giving you financial protection and peace of mind when they happen.

Why Do You Need Travel Insurance?

Imagine you are in a foreign country and you suddenly get sick or maybe your luggage gets lost at the airport. These things can happen to anyone, and they can be very stressful and expensive. Travel insurance helps you deal with these problems.Travel Insurance Coverage

Our Travel Insurance covers numerous risks and offers comprehensive coverage for your trip. Our coverage includes; 

  1. Emergency Medical Coverage: This pays for emergency doctor visits or hospital stays while you are travelling.
  2. Flight Cancellation: If your flight is abruptly cancelled for a good reason, Travel Insurance can help you get your money back.
  3. Lost Luggage: If the airline loses your bags, Travel Insurance helps you get financial compensation for your lost luggage.
  4. Flight Delays: If your flight is very late or cancelled, Travel Insurance covers expenses incurred as a result.

 What to Consider When Buying Travel Insurance

Now that you know what to look for, here are things to consider when buying Travel Insurance:

  1. Start early: It is best to buy insurance right after you book your trip.
  2. Read the fine print: Make sure you understand what’s covered and what’s not. Read your policy document carefully.
  3. Ask questions: If you need clarification on something, ask us.
  4. Keep your documents safe: Once you buy insurance, keep all the paperwork in a safe place.

Using Your Travel Insurance

If something goes wrong on your trip and you need to use your insurance, here’s what to do:

  1. Don’t panic: Remember, this is why you bought insurance.
  2. Call us: We have dedicated phone numbers for emergencies, which you can find on your policy certificate.
  3. Follow our instructions: We will tell you what to do next.
  4. Keep all receipts and documents: You’ll need these to make a claim later.

Making a Claim

If you need to make a claim after your trip, follow these steps:

  1. Gather all your documents: This includes receipts, doctor’s notes, and police reports.
  2. Fill out the claim form: We will provide this.
  3. Send everything in: Make copies of all documents before you send them.

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Conclusion

Travel insurance is an important part of any trip abroad. It gives you peace of mind and financial protection. At Leadway Assurance, we have an array of Travel Insurance plans for different purposes. To find out more about these plans send an email to or call us on +234 9040760674.