We’ve got you and your children covered when it comes to their education and meeting up with their school fees. Our Education Protection Plan is perfect for times you might be unable to meet up with paying school fees, and guarantees the continuation of your child’s education in the unfortunate event of death or permanent disablement. If a parent acquires this insurance plan in the name of one child or more and is unable to pay for the child’s education due to Death, Critical Illness (optional) or a permanent total disablement (optional), Leadway continues from the point the sponsor/parent/guardian becomes unable to do so and pays the Child’s School fees for the rest of the current academic level.



  • Should death occur during the policy term, the benefit payable shall be the life cover sum assured applicable at the time of death. There are two options allowable for benefit payment which you have to choose from:

    Option 1: A lump sum benefit. This implies that a one-off payment of the sum assured will be made if death occurs within the policy term. For example, a 5-year policy is chosen with a sum assured of N5, 000,000. Assuming that premiums are paid to date, if death occurs in the third year, N5,000,000 is payable as a one-off payment. This one-off payment also applies to the Critical Illness and Permanent Total Disablement (PTD) covers, where selected.

    Option 2: An annual benefit payment for the outstanding school years. As an illustration, if a policyholder chooses this option for a N10 Million sum assured and a 5-year policy term, the benefit payable on death in the 2nd year will be N2 Million annually for the outstanding term of 3 years. For Critical Illness and Permanent Total Disablement (PTD) covers, the benefits are paid similarly.

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  • Documentation: Upload all necessary documents depending on the kind of claim it is.

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  • Processing: Claim is received and processed.
  • Settlement: Claim is settled on confirmation.


Capacity to pay claims: In the past five years we have paid over N92 billion in claims. Solid financial reputation: With an asset base of over N270 billion, we remain Nigeria’s strongest insurer. Easy Claims Settlement: We tell no stories when you make claims, we pay imediately your claim is verified. Customer Care: Our customer service representatives are always available to attend to your inquiries.

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