Personal Accident Insurance provides compensation to individuals or groups (Clubs, Families or Companies) in the event of accidental bodily injury to the insured person (s) which results to death, disablement or hospitalisation. It provides a 24-hour worldwide protection and can be tailored to individual requirements.

Accidental Death: Payment of a lump sum in the event of death resulting from accident

Accidental Personal total Disability: Payment of a lump sum in the event that the insured person is unable to engage in his/her usual occupation due to accident and there is possibility that the disablement will continue for the remainder of life.

Accidental temporary total disability: Payment of weekly salary for the period of hospitalisation up to a maximum of 104 weeks

Accidental permanent partial disability: Payment of a lump sum in the event that the insured person is permanently incapacitated but is still able to engage in his/her usual occupation e.g.: loss of limb

Accidental medical expenses: Reimbursement of medical expenses resulting from hospitalisation due to an accident.

A sample policy for the Leadway Employer’s Liability Insurance policy can be downloaded here. Please read all the documentation relating to this product to ensure it fully meets your requirements.

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  • Documentation: Upload all necessary documents depending on the kind of claim it is.

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  • Processing: Claim is received and processed.
  • Settlement: Claim is settled on confirmation.


Capacity to pay claims: In the past five years we have paid over N92 billion in claims. Solid financial reputation: With an asset base of over N270 billion, we remain Nigeria’s strongest insurer. Easy Claims Settlement: We tell no stories when you make claims, we pay imediately your claim is verified. Customer Care: Our customer service representatives are always available to attend to your inquiries.

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