Personal Accident Insurance provides compensation to individuals or groups (Clubs, Families or Companies) in the event of accidental bodily injury to the insured person (s) which results to death, disablement or hospitalisation. It provides a 24-hour worldwide protection and can be tailored to individual requirements.
Accidental Death: Payment of a lump sum in the event of death resulting from accident
Accidental Personal total Disability: Payment of a lump sum in the event that the insured person is unable to engage in his/her usual occupation due to accident and there is possibility that the disablement will continue for the remainder of life.
Accidental temporary total disability: Payment of weekly salary for the period of hospitalisation up to a maximum of 104 weeks
Accidental permanent partial disability: Payment of a lump sum in the event that the insured person is permanently incapacitated but is still able to engage in his/her usual occupation e.g.: loss of limb
Accidental medical expenses: Reimbursement of medical expenses resulting from hospitalisation due to an accident.
A sample policy for the Leadway Employer’s Liability Insurance policy can be downloaded here. Please read all the documentation relating to this product to ensure it fully meets your requirements.